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AI is giving hackers an edge. Here’s how to protect yourself from online scams

Posted August 5, 2026 4:11AM ET

Cybercriminals are deploying increasingly sophisticated tactics, and the rise of artificial intelligence is a significant factor in this troubling trend. According to the FBI, Americans lost over $893 million to AI-related crimes last year. This staggering figure highlights the urgency for individuals and organizations to understand the risks posed by AI in the hands of malicious actors.

As cybercriminals harness AI’s capabilities to craft more convincing scams and automate complex attacks, the need for vigilance grows. It’s essential to stay informed about these evolving threats and take proactive steps to safeguard personal and financial information. Awareness, education, and robust security practices are our best defenses in the battle against AI-powered cybercrime.

Person facing AI phishing scam on laptop

Cybercriminals Are Increasingly Using Artificial Intelligence to Target People

The rise of artificial intelligence (AI) has transformed various industries, but it also provides new opportunities for cybercriminals. A troubling report from the FBI reveals that Americans lost over $893 million to AI-related crimes last year. This alarming statistic underscores the need for heightened awareness and protective measures regarding online scams.

Understanding AI’s Role in Cybercrime

AI empowers cybercriminals in numerous ways. By leveraging machine learning algorithms, they can craft highly convincing phishing emails that mimic legitimate communications. These AI-driven scams are often personalized, making them even more difficult to detect. Furthermore, hackers can automate attacks to scale their efforts, reaching a vast number of potential victims without the need for manual intervention.

The Evolving Threat Landscape

As AI technology continues to evolve, so do the tactics employed by cybercriminals. Some of the sophisticated methods include:

Deepfakes: Cybercriminals can create realistic fake videos or voice recordings, tricking individuals into divulging sensitive information.
Automated Chatbots: Scammers use AI-powered chatbots to engage victims in real time, leading them through scripted interactions that can result in financial loss.
Data Harvesting: AI can analyze vast quantities of data from social media and other online sources to build detailed profiles of potential targets, increasing the chances of a successful scam.

Protecting Yourself from Online Scams

In light of these advanced threats, individuals and organizations must adopt stronger security practices. Here are key strategies to minimize risks:

Awareness and Education: Stay informed about the latest scams and tactics used by cybercriminals. Understanding the signs of a phishing email or fraudulent message can help you avoid becoming a victim.
Verify Communications: Always double-check the authenticity of emails, messages, or calls. Contact the organization directly through official channels rather than responding to unsolicited communications.
Use Strong Passwords and MFA: Employ complex passwords and enable multi-factor authentication (MFA) wherever possible. This adds an extra layer of security, making unauthorized access more challenging.
Keep Software Updated: Regularly update your operating system, software, and antivirus programs. This ensures you are protected against the latest vulnerabilities and threats.
Report Scams: If you encounter a suspected scam, report it to appropriate authorities such as the FBI’s Internet Crime Complaint Center (IC3). Sharing your experience can help others remain vigilant.

Conclusion

As cybercriminals continue to harness the power of AI to increase their reach and effectiveness, it is crucial for individuals and organizations to prioritize cybersecurity. By staying informed, adopting robust security measures, and practicing vigilance, we can collectively mitigate the risks posed by AI-driven online scams.